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Contracting party\u003C\u002Fh3>\u003Cp>The contracting party is mahevi solutions, Alexander Schaffer (full address and company details in the \u003Ca href=\"\u002Fen\u002Fcontent\u002Fimprint\">imprint\u003C\u002Fa>).\u003C\u002Fp>\u003Ch3>2. Formation of contract\u003C\u002Fh3>\u003Cp>The presentation of services on this website is not a binding offer but an invitation to order. Submitting an order constitutes a binding offer. The contract is formed upon order confirmation or upon performance of the service.\u003C\u002Fp>\u003Ch3>3. Prices and payment\u003C\u002Fh3>\u003Cp>The prices stated at the time of ordering apply. All prices include statutory VAT unless stated otherwise.\u003C\u002Fp>\u003Cp>\u003Cstrong>No paid orders are currently processed through this website\u003C\u002Fstrong>; no payment provider is connected. As soon as paid services become available, the payment provider will be named here.\u003C\u002Fp>\u003Ch3>4. Performance\u003C\u002Fh3>\u003Cp>Services are performed according to the agreed specification. Dates are binding only where expressly agreed as such in writing. Meeting deadlines depends on the client's cooperation – in particular the timely provision of content, access and decisions.\u003C\u002Fp>\u003Ch3>5. Digital content and access\u003C\u002Fh3>\u003Cp>For digital content and online access, performance begins on provision. Credentials are confidential and must not be passed to third parties.\u003C\u002Fp>\u003Ch3>6. Consumer right of withdrawal\u003C\u002Fh3>\u003Cp>Consumers have a statutory right to withdraw from distance contracts within 14 days without giving reasons. The period begins on conclusion of the contract for services, and on receipt for goods. A clear statement to \u003Ca href=\"mailto:alexander@mahevi.solutions\">alexander@mahevi.solutions\u003C\u002Fa> is sufficient.\u003C\u002Fp>\u003Cp>The right of withdrawal lapses early where a service has been fully performed before the end of the period at the consumer's express request, and for digital content whose provision began with the consumer's express consent and acknowledgement that the right of withdrawal is thereby lost.\u003C\u002Fp>\u003C!-- TODO: if physical goods are shipped, add delivery terms, shipping costs and return arrangements. -->\u003Ch3>7. Warranty\u003C\u002Fh3>\u003Cp>The statutory warranty provisions apply. Defects must be reported without delay and in a comprehensible form once identified.\u003C\u002Fp>\u003Ch3>8. Liability\u003C\u002Fh3>\u003Cp>No liability is accepted for slight negligence except in the case of personal injury. Liability for data loss is limited to the effort that would have arisen had proper and regular backups been maintained. Mandatory statutory liability, in particular under product liability law, remains unaffected.\u003C\u002Fp>\u003Ch3>9. Copyright and rights of use\u003C\u002Fh3>\u003Cp>The agreed rights of use in works created are granted upon full payment. Absent a differing agreement, this is a simple, non-exclusive right of use for the contractually intended purpose.\u003C\u002Fp>\u003Ch3>10. Data protection\u003C\u002Fh3>\u003Cp>Information on the processing of personal data is available in the \u003Ca href=\"\u002Fen\u002Fcontent\u002Fprivacy\">privacy policy\u003C\u002Fa>.\u003C\u002Fp>\u003Ch3>11. Online dispute resolution\u003C\u002Fh3>\u003Cp>The European Commission provides a platform for online dispute resolution: \u003Ca href=\"https:\u002F\u002Fec.europa.eu\u002Fconsumers\u002Fodr\">ec.europa.eu\u002Fconsumers\u002Fodr\u003C\u002Fa>. We are neither willing nor obliged to participate in proceedings before a consumer arbitration board.\u003C\u002Fp>\u003Ch3>12. Final provisions\u003C\u002Fh3>\u003Cp>Austrian law applies, excluding its conflict-of-law rules and the UN Convention on Contracts for the International Sale of Goods. Mandatory consumer protection provisions of the consumer's country of residence remain unaffected. Should any provision be invalid, the validity of the remaining provisions is unaffected.\u003C\u002Fp>\u003Cp>\u003Cem>Last updated: July 2026\u003C\u002Fem>\u003C\u002Fp>","terms","Allgemeine Geschäftsbedingungen","Vertragsbedingungen für über mahevi.solutions bestellte Leistungen und Produkte: Vertragsabschluss, Preise, Rücktrittsrecht, Gewährleistung und Haftung.","\u003Cp>Diese Allgemeinen Geschäftsbedingungen gelten für alle über mahevi.solutions abgeschlossenen Verträge über Leistungen und Produkte.\u003C\u002Fp>\u003Ch3>1. Vertragspartner\u003C\u002Fh3>\u003Cp>Vertragspartner ist mahevi solutions, Alexander Schaffer (vollständige Anschrift und Unternehmensdaten siehe \u003Ca href=\"\u002Fcontent\u002Fimprint\">Impressum\u003C\u002Fa>).\u003C\u002Fp>\u003Ch3>2. Vertragsabschluss\u003C\u002Fh3>\u003Cp>Die Darstellung von Leistungen auf dieser Website ist kein bindendes Angebot, sondern eine Aufforderung zur Bestellung. Mit dem Absenden einer Bestellung wird ein verbindliches Angebot abgegeben. Der Vertrag kommt mit der Auftragsbestätigung oder mit der Erbringung der Leistung zustande.\u003C\u002Fp>\u003Ch3>3. Preise und Zahlung\u003C\u002Fh3>\u003Cp>Es gelten die zum Zeitpunkt der Bestellung angegebenen Preise. Alle Preise verstehen sich inklusive der gesetzlichen Umsatzsteuer, sofern nicht anders angegeben.\u003C\u002Fp>\u003Cp>\u003Cstrong>Über diese Website werden derzeit keine kostenpflichtigen Bestellungen abgewickelt\u003C\u002Fstrong>; es ist kein Zahlungsdienstleister angebunden. Sobald kostenpflichtige Angebote zur Verfügung stehen, wird der Zahlungsdienstleister an dieser Stelle genannt.\u003C\u002Fp>\u003Ch3>4. Leistungserbringung\u003C\u002Fh3>\u003Cp>Leistungen werden nach der vereinbarten Spezifikation erbracht. Termine gelten nur dann als verbindlich, wenn sie ausdrücklich schriftlich als solche vereinbart wurden. Mitwirkungspflichten der Auftraggeberin oder des Auftraggebers – insbesondere die rechtzeitige Bereitstellung von Inhalten, Zugängen und Entscheidungen – sind Voraussetzung für die Einhaltung von Terminen.\u003C\u002Fp>\u003Ch3>5. Digitale Inhalte und Zugänge\u003C\u002Fh3>\u003Cp>Bei digitalen Inhalten und Online-Zugängen beginnt die Leistung mit der Bereitstellung. Zugangsdaten sind vertraulich zu behandeln und nicht an Dritte weiterzugeben.\u003C\u002Fp>\u003Ch3>6. Rücktrittsrecht für Verbraucher\u003C\u002Fh3>\u003Cp>Verbraucherinnen und Verbraucher haben bei Fernabsatzverträgen ein gesetzliches Rücktrittsrecht von 14 Tagen ohne Angabe von Gründen. Die Frist beginnt bei Dienstleistungen mit dem Vertragsabschluss, bei Waren mit deren Erhalt. Für den Rücktritt genügt eine eindeutige Erklärung an \u003Ca href=\"mailto:alexander@mahevi.solutions\">alexander@mahevi.solutions\u003C\u002Fa>.\u003C\u002Fp>\u003Cp>Das Rücktrittsrecht erlischt vorzeitig, wenn eine Dienstleistung auf ausdrücklichen Wunsch vor Ablauf der Frist vollständig erbracht wurde, sowie bei digitalen Inhalten, deren Bereitstellung mit ausdrücklicher Zustimmung und in Kenntnis des dadurch eintretenden Verlusts des Rücktrittsrechts begonnen wurde.\u003C\u002Fp>\u003C!-- TODO: Falls Waren versendet werden, Lieferbedingungen, Versandkosten und Rücksendemodalitäten ergänzen. -->\u003Ch3>7. Gewährleistung\u003C\u002Fh3>\u003Cp>Es gelten die gesetzlichen Gewährleistungsbestimmungen. Mängel sind nach Feststellung unverzüglich und nachvollziehbar zu melden.\u003C\u002Fp>\u003Ch3>8. Haftung\u003C\u002Fh3>\u003Cp>Für leichte Fahrlässigkeit wird nicht gehaftet, soweit es sich nicht um Personenschäden handelt. Die Haftung für Datenverlust ist auf jenen Aufwand beschränkt, der bei ordnungsgemäßer und regelmäßiger Datensicherung entstanden wäre. Zwingende gesetzliche Haftungsbestimmungen, insbesondere nach dem Produkthaftungsgesetz, bleiben unberührt.\u003C\u002Fp>\u003Ch3>9. Urheber- und Nutzungsrechte\u003C\u002Fh3>\u003Cp>An erstellten Werken werden die vereinbarten Nutzungsrechte nach vollständiger Bezahlung eingeräumt. Ohne abweichende Vereinbarung handelt es sich um ein einfaches, nicht ausschließliches Nutzungsrecht für den vertraglich vorgesehenen Zweck.\u003C\u002Fp>\u003Ch3>10. Datenschutz\u003C\u002Fh3>\u003Cp>Informationen zur Verarbeitung personenbezogener Daten finden sich in der \u003Ca href=\"\u002Fcontent\u002Fprivacy\">Datenschutzerklärung\u003C\u002Fa>.\u003C\u002Fp>\u003Ch3>11. Online-Streitbeilegung\u003C\u002Fh3>\u003Cp>Die Europäische Kommission stellt eine Plattform zur Online-Streitbeilegung bereit: \u003Ca href=\"https:\u002F\u002Fec.europa.eu\u002Fconsumers\u002Fodr\">ec.europa.eu\u002Fconsumers\u002Fodr\u003C\u002Fa>. Zur Teilnahme an einem Verfahren vor einer Verbraucherschlichtungsstelle besteht weder Bereitschaft noch Verpflichtung.\u003C\u002Fp>\u003Ch3>12. Schlussbestimmungen\u003C\u002Fh3>\u003Cp>Es gilt österreichisches Recht unter Ausschluss der Verweisungsnormen des IPR und des UN-Kaufrechts. Zwingende Verbraucherschutzbestimmungen des Aufenthaltsstaates bleiben unberührt. Sollte eine Bestimmung unwirksam sein, bleibt die Wirksamkeit der übrigen Bestimmungen unberührt.\u003C\u002Fp>\u003Cp>\u003Cem>Stand: Juli 2026\u003C\u002Fem>\u003C\u002Fp>","Content","Legal","2022-03-15T08:02:00Z","2026-09-25T17:07:00Z",[166],{"id":167,"postId":4,"authorId":8,"name":168,"category":50,"mimeType":51,"blobUrl":169,"blobImgUrl":170,"blobImgUrlBig":170,"blobImgUrlMedium":171,"blobImgUrlSmall":172,"blobImgUrlMicro":173,"blobImgUrlSharing":174,"public":5,"published":5,"active":5,"order":6,"icon":35,"main":5,"avatar":35,"dateInserted":175,"dateChanged":59},106,"calculation","https:\u002F\u002Fmhvmaheviprivate.blob.core.windows.net\u002Fimage\u002Fa7cae78325e44d949d36e7bfb12602e7.png?skoid=c9c23234-09c8-4b32-93e4-14c795c57113&sktid=3dc43646-6c5f-409c-b832-2beb55eb38b2&skt=2026-10-04T19%3A59%3A40Z&ske=2026-10-05T08%3A04%3A40Z&sks=b&skv=2025-11-05&sv=2025-11-05&st=2026-10-04T20%3A09%3A05Z&se=2026-10-05T08%3A04%3A40Z&sr=b&sp=r&sig=u%2BUGG4Zp4%2BXZl4jHccq7ajsLqJQlhXbUcGfQxeiOw3A%3D","https:\u002F\u002Fmedia.mahevi.solutions\u002Fimage\u002Fa7cae78325e44d949d36e7bfb12602e7-big.webp","https:\u002F\u002Fmedia.mahevi.solutions\u002Fimage\u002Fa7cae78325e44d949d36e7bfb12602e7-medium.webp","https:\u002F\u002Fmedia.mahevi.solutions\u002Fimage\u002Fa7cae78325e44d949d36e7bfb12602e7-small.webp","https:\u002F\u002Fmedia.mahevi.solutions\u002Fimage\u002Fa7cae78325e44d949d36e7bfb12602e7-micro.webp","https:\u002F\u002Fmedia.mahevi.solutions\u002Fimage\u002Fa7cae78325e44d949d36e7bfb12602e7-sharing.jpeg","2022-03-03T21:36:00Z",[],[],[],[180],{"id":16,"locale":28,"header":181,"subHeader":182,"contentShort":183,"content":184,"contentShortHTML":185,"contentHTML":186,"slug":187,"postId":4,"languageId":8,"automaticTranslation":5},"Impairment","IFRS 9","Determination of cash flows on the basis of independently comprehensible basic data (capitalization, indicators, repayment variants, etc.) and calculation of fair value, impairment, net interest income and repayment plans","Mass calculation of impairment requirements at individual account level including scenario calculation for stress testing in a private cloud web application in C#, .net, SQL.\nThe calculation engine either takes over calculated cash flows or calculates cash flows on the basis of the basic data including macro parameters and calculates the staging of a single receivable and the value adjustment results of all stages including the fair value, taking into account the risk parameters.","\u003Cul>\u003Cli>\u003Cstrong>Host: \u003C\u002Fstrong>Private Cloud\u003C\u002Fli>\u003Cli>\u003Cstrong>Stack:\u003C\u002Fstrong> VB, # .net, mvc\u003C\u002Fli>\u003Cli>\u003Cstrong>Datum\u003C\u002Fstrong>: 2017\u003C\u002Fli>\u003C\u002Ful>","\u003Cp>Mass calculation of impairment requirements at individual account level including scenario calculation for stress testing in a private cloud web application in C#, .net, SQL.\u003C\u002Fp> \u003Cp>The calculation engine either takes over calculated cash flows or calculates cash flows on the basis of the basic data including macro parameters and calculates the staging of a single receivable and the value adjustment results of all stages including the fair value, taking into account the risk parameters.\u003C\u002Fp>","impairment",10,"2022-02-08T08:19:00Z","2023-11-16T15:15:00Z",{"id":8,"name":192,"surname":193,"nickName":194,"fullName":195},"Schaffer","Alexander","the boss","Schaffer Alexander",1791144844716]