#### Loan rate

#### new loan rate

#### monthly savings

**Total savings **

#### Effective interest rate

#### Total

#### Interest

**Total **

#### Effective interest rate

#### Dues

#### Interest

#### Duration in years

#### Loan rate

**Attention:** The calculation is an approximate calculation. The actual rate depends on other factors. These can be other types of interest calculations, additional fees, different payment dates, etc.

**Dues:** The fees usually consist of prepayment penalties, land register registration and processing fees, etc.

**Effective interest rate:** the effective interest rate takes into account fees and an interest rate with quarterly interest calculation and 365/360 interest days.